A FreeAgent alternative for the work around the accounting.
FreeAgent is genuinely strong at UK tax, Self Assessment, VAT and Making Tax Digital, and it's free if you bank with NatWest, RBS or Mettle. Worklyn covers different ground: proposals, contracts with e-sign, projects and time tracking sit next to invoicing and connected banking that reaches beyond the UK. If UK tax filing is what you need most, FreeAgent is a strong, honest choice.
Proposals, contracts & projects built in · Banking beyond the UK · Free plan included
Two good tools, different shapes.
FreeAgent is built around UK tax compliance for freelancers and micro-businesses. Worklyn is built around the client-work side of the business, and reaches past the UK on banking and currency.
Worklyn is for the client-work side, wherever your clients are
Proposals, contracts with e-sign, projects on a Kanban board and time tracking sit alongside invoicing and connected banking across the US, Canada, the EU and the UK, with multi-currency billing and an AI that does the busywork.
FreeAgent is for UK tax done right, often at no cost
FreeAgent handles UK Self Assessment, VAT returns and Making Tax Digital for Income Tax, and it's free for as long as you hold a NatWest, Royal Bank of Scotland, Ulster Bank or an active Mettle business account. If UK tax compliance is the job, it's a genuinely strong, well-regarded tool for it.
Worklyn and FreeAgent, side by side
FreeAgent goes deep on UK tax. Worklyn goes wide across the client-work side and reaches further on banking. Here's the split.
| WorklynClient work, reaching beyond the UK | FreeAgentUK tax & accounting | |
|---|---|---|
| UK tax (Self Assessment, VAT & MTD) | Not offered; export for your accountant | Yes, a core strength |
| Proposals & contracts (e-sign) | Yes, contracts + e-sign | Not the focus |
| Projects & boards | Yes, Kanban boards & tasks | Basic project tracking |
| Time tracking | Yes, global timer + AI logging | Yes |
| Invoicing & payments | Yes, card & bank transfer | Yes |
| Connected bank feeds | US & CA (Plaid), EU & UK (EnableBanking) | UK-focused (Open Banking feeds) |
| Receipts inbox (OCR + match suggestions) | Yes, OCR + suggested bank match | Receipt capture via mobile app |
| Financial reports & runway | Yes, live dashboard + shareable snapshots | Accounting & tax reports |
| AI assistant | AI CFO + assistant that acts across the workspace | AI-assisted categorization; not the focus |
| AI CFO / cash-flow intelligence | Finds unbilled money, forecasts cash, chases overdue invoices | Not offered |
| Pricing model | Free, Pro €19.99, Business €39.99 (flat per workspace) | Free with NatWest/RBS/Mettle; flat plan otherwise |
Comparison reflects each product's public positioning as of mid-2026 — check their site for current details. These are good products serving a different shape of customer; this is about fit, not quality.
Where Worklyn goes further
FreeAgent is excellent at UK tax. Worklyn covers the client-work side natively and reaches past the UK on banking and currency.
Proposals and contracts, built in
Win the work with a block-based proposal editor and lock it in with contracts and e-sign, then turn an accepted proposal into an invoice in one click, none of it something FreeAgent is built for.
Projects and time, native
Run the actual delivery work on a Kanban board with tasks, and track billable time with a global timer and plain-English AI logging.
Banking beyond the UK
Connect accounts across the US and Canada via Plaid and the EU and UK via EnableBanking, with multi-currency billing in EUR, USD and TRY for clients outside Britain.
An AI that does the busywork
Draft proposals and contracts, log time from plain English and categorize transactions. Worklyn also runs the pipeline from brief to proposal to signed contract to invoice.
An AI CFO, included in every paid plan, finds unbilled hours, chases overdue invoices and forecasts your cash. Everything here is live and shipping today.
Questions about switching from FreeAgent
No, and we'd rather say that plainly than hedge around it. Worklyn keeps a categorized ledger with accountant-ready exports, but it doesn't file taxes. If UK Self Assessment, VAT or Making Tax Digital compliance is your main need, FreeAgent is built specifically for that and is worth keeping.
If tax filing is all you need, free FreeAgent through NatWest, RBS or Mettle is hard to beat. Worklyn is a different job: proposals, contracts with e-sign, projects and time tracking for running client work, alongside invoicing and banking. Some freelancers run both, FreeAgent for the return, Worklyn for the day-to-day.
Yes, that's a core difference. Worklyn is multi-currency (EUR, USD, TRY) and connects banks across the US and Canada via Plaid and the EU and UK via EnableBanking. FreeAgent is UK-focused.
There's no built-in integration, but nothing stops you running Worklyn for proposals, contracts, projects and time, then handing your accountant a clean export alongside what FreeAgent produces for the return.
Worklyn is flat per workspace: Free, Pro at €19.99/mo, Business at €39.99/mo. FreeAgent is free for as long as you hold a business current account with NatWest, Royal Bank of Scotland or Ulster Bank, or a Mettle account with at least one transaction a month, and a flat monthly plan otherwise. Check FreeAgent's site for their current standalone rate.
See how Worklyn stacks up elsewhere.
Everything you need to run the business.
Work, money and records stay in the same system.
Contacts, pipeline and client history
ProjectsBoards, phases, budgets and margin
Time trackingBillable hours that feed invoices and margin
ProposalsFrom first scope to an accepted quote
ContractsTemplates, e-sign and contract review
Invoicing & paymentsFrom completed work to money in the bank
Transactions & reconciliationCategorize money movement, match records and keep the ledger reviewed
Inbox & receipt matchingCollect receipts and financial documents, then match them to the transactions they belong to
Pre-accountingKeep financial records complete, reviewed and ready for your accountant
CFO ModeAsk questions and spot what needs attention
Keep FreeAgent for tax. Run the work here.
Send proposals, sign contracts and track projects and time in a workspace built for the day-to-day, with banking that reaches past the UK. Start free, no credit card.