Cash crunch projected in week of Aug 3
−€5,468What would cover it
INV-2026-0021 · Northwind Studio€6,854
FeatureAI
CFO Mode
It answers like a CFO. It works like the assistant you never hired.
Most finance tools hand you a dashboard and wish you luck. CFO Mode reads every transaction, invoice and tracked hour you have, and then does three things a dashboard can't: it answers in plain numbers, it notices things you didn't ask about, and it drafts the work that follows.
You approve. It sends. That's the whole deal.
Ask
Ask it anything you'd ask a CFO.
- "How much runway do I have?"
- "Which client makes me the most money?"
- "What's my real hourly rate on the Acme retainer?"
- "Should I take this job?"
- "Are my books ready for my accountant?"
Every answer traces back to the rows that produced it. Every insight links back to the transactions, hours and invoices behind it.
or just start free →
Runway
5.8 months
Cash on hand€42,300
Burn / month€7,300
Watch
It also speaks up first.
01Money on the Table"Six unbilled hours on Acme. Want the invoice?"
02Scope Watch"You're at 90% of budget."
03The Polite Chase"Studio Nine is nine days late. Here's a draft that won't cost you the relationship."
04Rate Check"That offer is below your real effective rate. Counter at €X."
05Monday Briefwhat changed, what's at risk, what to do this week.
The daily scan
01Money on the Table
02The Polite Chase
0313 Weeks Out
04Scope Watch
05Subscription hike
06Duplicate charge
07Unusual spend
08Client profitability
The scan runs every morning for every workspace, and the Monday Brief opens the week. On Free you see a locked total of what the scan found; the itemized feed, its actions, notifications and the Monday Brief need Pro. Rate Check works on every plan.
CFO · WATCHING
Fleet Telemetry Dashboard is over budget
€2,610INV-2026-0021 is 12 days overdue
€6,854Northwind Studio usually pays about 2 days late. This is unusual.
Live demo · sample data
Project profitability
See what every project actually earned.
Revenue alone does not tell you whether the work was worth doing.
Worklyn combines invoiced revenue, tracked time and project costs to show the real margin and effective hourly rate while the project is still open.
LIVE·Budget vs. actual while the work is still open
RATE·What that flat fee really paid per hour
COST·Cost per client, not just revenue
WATCH·Scope Watch flags a project at 90% of budget
Brand identity refresh
YMG Digital GmbH
Charged€4,800
Time 24 h × €80 →€1,920
Expenses€432
Costs€2,352
Margin51%€2,448
Effective rate €200 / h· You quoted €80 / h
Live from your invoices, receipts and tracked hours. Sample data.
Company finance
Know what the company can afford next.
Worklyn turns transactions, invoices and expenses into a clear view of cash flow, spending and runway.
See what is changing, look ahead at the next few months and make decisions without rebuilding a finance spreadsheet every Friday.
01
Current runway
Computed from your bank transactions.
02
Monthly burn
What is actually going out each month.
03
13-week cash-flow forecast
A rolling 13-week look ahead.
04
Safe to Spend
Accounts for what you already owe.
05
Upcoming obligations
Bills and invoices due before they are late.
06
Unusual expenses
Flagged when spending breaks pattern.
Funding the company with consulting or client work? Worklyn manages that side too.
Plan
Safe to Spend.
The number you actually need, and the one no other tool gives you: what's genuinely yours this month after tax, after costs, after what clients still owe you.
Underneath it, 13 Weeks Out is a rolling cash-flow forecast you can stress-test. Lose your biggest client. Raise your rates 15%. Get paid thirty days late. See where you land before you decide.
The simulator is fully deterministic — the same forecast math run twice, no AI in the loop.
Control
It drafts. You decide.
Nothing sends without your approval unless you turn autonomy on yourself. Every number links to its source. Bank access is read-only. CFO Mode can read your transactions, it can never move your money.
Bring your own AI: connect Claude or ChatGPT over MCP and ask your business directly, read-only by default.
01Proposes by default
Every finding arrives as a proposal. Reminder drafts compose and stop; sending runs only behind your explicit approval on that insight.
02Autonomy is opt-in
Turn it on yourself and nightly reminders go out unattended — the setting warns you in red, and auto-drafted invoices keep a 24-hour undo.
03Read-only money
Bank connections can read your transactions. CFO Mode can never move your money.
04Bring your own AI
Connect Claude or ChatGPT over MCP and ask your business directly — read-only by default, write access only if you grant it.
Better Together
It already knows about the rest of your work.
CFO Mode is not a silo. It shares data with the rest of Worklyn, so the moment something changes here, everything connected stays in step.
Features
Everything you need to run the business.
Work, money and records stay in the same system.
Clients
Contacts, pipeline and client history
ProjectsBoards, phases, budgets and margin
Time trackingBillable hours that feed invoices and margin
ProposalsFrom first scope to an accepted quote
ContractsTemplates, e-sign and contract review
Invoicing & paymentsFrom completed work to money in the bank
Transactions & reconciliationCategorize money movement, match records and keep the ledger reviewed
Inbox & receipt matchingCollect receipts and financial documents, then match them to the transactions they belong to
Pre-accountingKeep financial records complete, reviewed and ready for your accountant
CFO ModeAsk questions and spot what needs attention
Get your evenings back.
Run the work, keep the money organized and finish the day without a pile of admin waiting for you.